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Article:
10 Ways To Find The Money Hiding In Your Paycheck by: Robert Dickson No matter how tight things are financially for you; no matter how bleak you think that 2005 might be, if you are earning a paycheck then there's extra money hiding in it. You just need to know where to look. Here are 10 ways to bring that money out into the open. 1. Get an instant raise from your boss Going in to work and demanding a raise might not be too smart, but there is a way to get one that will actually show up in your next paycheck. Here's the deal... Your employer withholds a percentage of your paycheck every week for income taxes. The problem is, most people have too much withheld. And, while that might result in a big refund check at the end of the year, it's really poor financial planning. You are deprived of that extra amount every paycheck and the government doesn't pay you interest for using your money all year. Here's what you do: Ask your payroll department for a new W-4 form. That's the form that your employers uses to calculate how much money to take out of your paycheck each week. Then use the IRS' withholding calculator at http://www.irs.gov/individuals/article/'0
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