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Article:
Budget the Luxuries First! by: Andy White Strictly speaking, his advice was preceded by another Heinlein maxim as well. 'Sovereign ingredient for a happy marriage: Pay cash or do without. Interest charges not only eat up a household budget; awareness of debt eats up domestic felicity.' Today, that advice gets abused eight ways to Sunday, as the average household is currently carrying credit card debt to the tune of over $'10
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