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Article:
Emergency Medical Evacuation Coverage - Does your HMO or PPO offer this? by: Steve Cogger Travelers insurance may be the only way for most Americans to insure they are fully protected in case of emergency medical evacuation while traveling abroad, because for 70 percent of these U.S. resident HMO and PPO medical insurance plans do not cover such an event. Some travelers’ insurance plans offer transportation to a safe location during emergency medical evacuation but do not offer medical insurance for the duration. Others offer both. One travelers insurance site that we looked at, for example, offers travelers insurance for medical emergency evacuation, for a single person, a couple, or a family, for a designated time period of three, six or 12 months. Online you can get a quote instantly and can purchase the travelers insurance. While this company was clear that it offered no medical coverage it did link to other travelers insurance providers that did so. One offered trip insurance - in other words, for one designated trip - that provided trip delay, interruption or cancellation insurance, protection against lost or delayed baggage, traveler assistance as well as missed connection travelers insurance coverage. The trip insurance site asked your departure and return dates, the number of people traveling in your party, the age of each, the cost of the trip for each and whether you are a U.S. resident. We indicated two U.S. residents would be traveling, one 55 years old, the other '56
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