(NC)'”'Improving your home's insulating system is a speedy and cost-effective way to increase energy-efficiency and comfort in your home, reducing heating costs in winter and cooling costs in summer,' says John Peterson, Insulation Expert, Owens Corning.

Unsure whether your home needs more insulation? Use your powers of observation to decide. Your home lets you know with some tell-tale signs:

After a snowfall, on a day when temperatures are well below freezing and the sun is not intense, go outside and

observe your roof. If you notice that the snow on top is melting quickly, you'll know heat is escaping from your home '” a sure sign that you need to improve insulation.

Look into your attic for more signs. Determine whether attic insulation is frost-stained or whether you feel warm drafts coming through the floor boards.

If your attic was insulated a long time ago, there's a good chance that insulation is now inadequate. Measure thickness '” if the insulation is less than R-'40

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